Friday, May 25, 2012

Keep Control Of Crazy College Costs


It’s getting pretty sunny out here lately! School is out and families are back together again, getting ready to survive the Texas heat. Whoa!

Of course, it’s not long before we start thinking about the start of the new school year. Older high school students might be thinking about college. Even the parents of younger children might be worrying about how much higher education costs.

College doesn’t have to be out of reach! Here are some things to think about for your child’s education.

Fill Out A FAFSA. Really! A FAFSA isn’t just fun to say! It’s the first step in getting federal help paying for college. It’s free, so it’s a great way to get starting holding down college costs.

Look For Scholarships In All The Right Places. You’d be surprised how many places offer scholarship! Talk to your financial aid office, or local organizations, business, or churches. There’s a lot out there.

Start Savings Early. Take advantage of things like 529 savings plans. You can start saving for college early, with possible tax benefits.
With tips like these, the only hard part of college will be the classes!

Friday, May 4, 2012

Get the Right Start With the Right Checking

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Ok! So I bet you’ve been hard at work following all the tips we’ve shared over the past few months, haven’t you?


But now that you’re on your feet, you might be thinking: Now that I have some savings, how do I know I’m getting a good deal on my accounts? Is my financial partner a good one?


Picking a new bank or credit union doesn’t have to be scary! Just follow these tips.


Don’t Get Fee Syndrome: Wherever you go, you should know you’re getting a good deal! That means finding a place that doesn’t charge you an arm and a leg. Look for free accounts – they’re still out there!


Don’t Get Lost In The Crowd: Sure, the biggest banks might seem like they’re everywhere. But will they really care about you? Look at local institutions. They’re more likely to be able to be focused on you as a person.


Find The Right Fit: Have a lot of savings? Look for a good dividend rate or CD that helps you earn more. Use a debit card a lot? Find an account that gives you deals on debit card transactions. See, with the right account, everyone can be happy!


And remember – the mint makes it first. It’s up to us to make it last.